McArthurs Yard and Harbourside in Bristol Aerial View
Tilly at Lyde Green in Bristol

Tilly – Lyde Green

“When I came across shared ownership with Guinness Homes, I was instantly hooked”

Bernard stood outside Leaside Lock

Bernard – Leaside Lock

“I couldn’t ask for anything more from the Guinness team.”

Maxine and Andrew

Maxine and Andrew – Signal Park

“The Guinness Homes team at Signal Park were so helpful – we’d recommend them to anyone.”

Tilly at Lyde Green in Bristol

Tilly – Lyde Green

“When I came across shared ownership with Guinness Homes, I was instantly hooked”

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Bernard stood outside Leaside Lock

Bernard – Leaside Lock

“I couldn’t ask for anything more from the Guinness team.”

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Maxine and Andrew

Maxine and Andrew – Signal Park

“The Guinness Homes team at Signal Park were so helpful – we’d recommend them to anyone.”

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Success Stories

What our homeowners say about us

What is Shared Ownership?

Learn more about how the Shared Ownership scheme works

Read More A young female sat and using her laptop
What is Shared Ownership?
Shared Ownership is a way to buy your home if you otherwise couldn’t afford to on the open market. You buy a share percentage of the home, which is usually 25-75%, pay a subsidised rent on the remaining share and pay a service charge. It’s an ideal scheme for first-time buyers looking for a more affordable housing option to get on the property ladder. Click ‘read more’ to find out more about Shared Ownership.
Am I eligible for Shared Ownership?
To qualify for Shared Ownership, individuals must be over 18 years old and residents in the UK. There is a household income threshold. You must have a household income threshold of less than £80,000, but this increases to £90,000 if you buy a home in London.
Can I buy more shares?
Yes, you can buy more shares at a later date after you purchase your home. This is known as ‘staircasing’ and the amount your increase will depend on how much you can afford. Buying more shares will reduce future rent payments. Eventually you could own 100% of your home.
How much deposit do I need?
This depends on the full market value of the property and the size of the share you are purchasing, your mortgage lender and your credit rating. The benefit of Shared Ownership is that the deposit required will be significantly lower than if you were purchasing the property outright because you only need a deposit on the share you are buying. You should expect to have at least 5% deposit saved. Your mortgage advisor will tell you the exact amount of deposit you need. You can contact one of our panel of mortgage brokers to get a Mortgage in Principle.