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Step 1 – How much can you afford?

You can use our mortgage calculator to determine the monthly payments for your new home.  Remember there are other costs involved in owning a home.

Step 2 – Find your new home

Find your new home on our website using our unique search facility.

Step 3 – Register with us

You’ll be asked to complete an application form online so we can assess your application in full against the eligibility and affordability criteria.

Step 4 – Make a mortgage appointment

You may wish to speak to one of our panel of mortgage brokers, they are experienced in sourcing the best mortgage for your circumstances

Step 5 – Complete a reservation agreement and pay your reservation deposit

The reservation deposit will typically be £99 which will be used as a deposit towards the cost of your new home.

Step 5 – Choose a solicitor

You should appoint an independent professional legal advisor to carry out the legal formalities and look after your interests. You can refer to our list of solicitors.

Step 6 – Arrange a move in date

When your solicitor is happy that all legal formalities have been completed and your property is ready we’ll ask you to agree to a move in date.  We’ll meet you at your new home and hand over the keys.


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