Step 1 – How much can you afford?
You can use our mortgage calculator to determine the monthly payments for your new home. Remember there are other costs involved in owning a home.
Step 2 – Find your new home
Find your new home on our website using our new search facility.
Step 3 – Register with us
You’ll be asked to register and complete an application form online so we can assess your application in full against the eligibility and affordability criteria.
Step 4 – Make a mortgage appointment
You may wish to speak to one of our panel of mortgage advisors, they are experienced in sourcing the best mortgage for your circumstances
Step 5 – Complete a reservation agreement and pay your deposit
The reservation deposit will normally be £500 which will be used as a deposit towards the cost of your new home.
Step 5 – Choose a solicitor
You should appoint an independent professional legal advisor to carry out the legal formalities and look after your interests. You can refer to our list of solicitors.
Step 6 – Arrange a moving in date
When your solicitor is happy that all legal formalities have been completed and your property is ready we’ll ask you to agree to a moving in date. We’ll meet you at your new home and hand over the keys.