Do I have to get a mortgage?

You’ll need to be able to get a mortgage, or have savings to cover the price of the share. If you can obtain a mortgage, you will be encouraged to do so as this will enable you to buy a larger share at the outset. 

You should remember that you need to pay your mortgage and rent payments each month as well as the usual household outgoings. To help you, we’ll carry out an affordability check to make sure you won’t be stretching yourself too much financially.

You can contact one of our panel of mortgage brokers to obtain a Mortgage in Principle.


Discover more about Shared Ownership