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    Kingsley Meadows

    Shared Ownership in Harrogate

    • Harrogate, HG1

    PROPERTIES FOR SALE COMING SOON – Kingsley Meadows is launching in Spring/Summer 2024

    Register interest to receive the latest information when homes become available. 

    Kingsley Meadows is a returning phase to the exceptionally popular development released by Guinness Homes previously in 2021. Phase 3 is the latest planned release of 16 x Shared Ownership 2 & 3-bedroom houses along Whitethorn Avenue in the elegant spa town of Harrogate. 

    Harrogate was once voted as one of the top 10 ‘happiest places to live in the UK’, and it’s easy to see why. Opening up to magnificent North Yorkshire countryside, it boasts striking architecture, sweeping green spaces, fabulous restaurants, smart shops, friendly people and great travel connections.

    If you are looking for homes in Harrogate then Kingsley Meadows is less than two miles from the city centre, on the northeast edge towards Knaresborough and York. Looking out to rolling green fields, it has a rural feel, but offers all the convenience of living in a thriving town with excellent commuter links.

    Register to receive the latest information when these properties for sale in Harrogate become available.

    Apply for Shared Ownership

    What is Shared Ownership?

    Learn more about how the Shared Ownership scheme works

    Read More A young female sat and using her laptop
    What is Shared Ownership?
    Shared Ownership is a way to buy your home if you otherwise couldn't afford to on the open market. You buy a share percentage of the home, which is usually 25-75%, pay a subsidised rent on the remaining share and pay a service charge. It's an ideal scheme for first-time buyers looking for a more affordable housing option to get on the property ladder. Click 'read more' to find out more about Shared Ownership.
    Am I eligible for Shared Ownership?
    To qualify for Shared Ownership, individuals must be over 18 years old and residents in the UK. There is a household income threshold. You must have a household income threshold of less than £80,000, but this increases to £90,000 if you buy a home in London.
    Can I buy more shares?
    Yes, you can buy more shares at a later date after you purchase your home. This is known as 'staircasing' and the amount your increase will depend on how much you can afford. Buying more shares will reduce future rent payments. Eventually you could own 100% of your home.
    How much deposit do I need?
    This depends on the full market value of the property and the size of the share you are purchasing, your mortgage lender and your credit rating. The benefit of Shared Ownership is that the deposit required will be significantly lower than if you were purchasing the property outright because you only need a deposit on the share you are buying. You should expect to have at least 5% deposit saved. Your mortgage advisor will tell you the exact amount of deposit you need. You can contact one of our panel of mortgage brokers to get a Mortgage in Principle.